Tips for Reading a Credit Report
Here are some tips on reading a prospective tenant's credit report:
- Look at public record section for judgements and liens
- Verify social security number on application and credit report
- Verify address on credit report, drivers license, and application all match
- Is there more than one name associated with SSN?
- Compare birthyear to first credit entry; if the first time they used creidt they were older than 25, they may be using someone else's SSN or credit report
- Check the inquiries section to see who has bee requesting the person's history most recently
- Check for bankruptcies; find out if they have been discharged.
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